Randy FouldsMar 201 minWhile the office is closed...CALL US, Please leave a message. Whenever possible, we will be available by phone. We use an online phone system, so the messages can be picked up anywhere. ...
Randy FouldsMar 201 minID CARDSPlease be certain you have your health insurance ID cards. For those of you on traditional medicare, you should have 3 cards: Your medicare supplement card, ...
Randy FouldsJan 302 minLock In PeriodSo Many Changes The last three months brought a lot of changes to health insurance. We want to thank every one of you for your patience dealing with plan cha...
Randy FouldsJan 301 minMisleading AdsMisleading "Medicare" ads. Have you seen a lot of ads for Medicare lately, mentioning new benefits and free reviews? There have been thousands of TV commerci...
Randy FouldsDec 17, 20192 minTake a Mulligan?My father taught me to golf when I was a teen. When I didn’t connect well on a tee shot, he would ask if I wanted to take a Mulligan. I had no idea what that...
Randy FouldsOct 2, 20191 minMedicare.gov Part D ToolMedicare made a lot of significant changes to their Drug Plan Comparison tool. Some of the changes are great improvements, while others will make it much ha...
Randy FouldsMay 10, 20192 minTax Returns and MedicareHave you heard of IRMAA and how it may affect your Medicare Premiums? Even if you are not in Medicare yet, it is important to plan ahead for IRMAA with your ...
Randy FouldsApr 9, 20192 minAre you Still on an F Plan?Insurance is all about risk. Risk transference means paying someone else (an insurer) to bear the risk of property or monetary loss. The more risk you transf...
Randy FouldsApr 9, 20192 minUnderwritten Versus GuaranteedInsurers are very cautious about taking on risk. They only issue policies where they believe there is a reasonable chance of collecting more in premium than ...
Randy FouldsJan 28, 20191 minCovered CA tax reports are in your mailboxCovered CA has sent out the 1095 tax forms for your 2018 coverage. These forms are very important for your tax return! It shows that you had health insuranc...
Randy FouldsJan 10, 20191 minWe Are GrowingFoulds & Feldmann Health Insurance Agency is pleased to announce the addition of Lisa Foulds to our agency as our newest customer service representative. Lis...
Randy FouldsJan 10, 20191 minWhat is an OEP?Open Enrollment Period, is a very vague description and name for another Medicare change period. In 2019, Medicare beneficiaries who are currently enrolled i...
Randy FouldsJan 10, 20191 minGet to know Your New Health PlanMany of us changed health insurance plans this year. Whether you renewed existing coverage or changed to a new plan, you probably received a big packet of co...
Randy FouldsSep 18, 20182 minFall Enrollment PeriodFall Enrollment period is very confusing! Here is what you can do, and when you should do it. Timeline for all plan types Oct. 1–31: · Renew or change your ...
Randy FouldsJul 19, 20181 min2019 Rates for Covered CAGood News for our Under 65 clients. We expect most plans to stay in the market for next year, with somewhat reasonable rate increases. right now, we know the...
Randy FouldsApr 13, 20182 minNeed Help With Your Groceries?It is only Spring, but insurers are already making big changes to their Medicare plans for next year. Medicare has allowed insurers to offer new benefits in ...
Randy FouldsApr 12, 20182 minWhat Facilities Are in Your Network?Having health insurance is vitally important but knowing your coverage network is crucial too. If you need to go to an emergency room or urgent care center, ...
Randy FouldsMar 5, 20181 minNew Medicare CardsCMS will soon begin mailing out new Medicare cards to all beneficiaries that contain NEW Medicare Beneficiary Identification (MBI) numbers. The new Medicare ...
Randy FouldsFeb 26, 20181 minDesert Ortho letterDid you receive a letter from Desert Orthopedic Center regarding Anthem Blue Cross? Please know that this letter does not apply to anyone with a Medicare S...
