Randy FouldsJan 82 minCalifornia Birthday RuleOne of the most helpful tools for us to help you with your existing Medicare Supplement is the California Birthday Rule. Simply put, th...
Randy FouldsSep 14, 20202 minWhen Group Coverage EndsThe current economy has led many to consider retirement a little sooner than they had planned. If you are already over age 65, your retir...
Randy FouldsMay 29, 20201 minIn Office, Ready to HelpIf you need any assistance with your Medicare plan, please know we are in the office and ready to help. We are taking only two appointmen...
Randy FouldsMar 20, 20201 minWhile the office is closed...CALL US, Please leave a message. Whenever possible, we will be available by phone. We use an online phone system, so the messages can be ...
Randy FouldsMar 20, 20201 minID CARDSPlease be certain you have your health insurance ID cards. For those of you on traditional medicare, you should have 3 cards: Your medica...
Randy FouldsJan 30, 20202 minLock In PeriodSo Many Changes The last three months brought a lot of changes to health insurance. We want to thank every one of you for your patience d...
Randy FouldsJan 30, 20201 minMisleading AdsMisleading "Medicare" ads. Have you seen a lot of ads for Medicare lately, mentioning new benefits and free reviews? There have been thou...
Randy FouldsDec 17, 20192 minTake a Mulligan?My father taught me to golf when I was a teen. When I didn’t connect well on a tee shot, he would ask if I wanted to take a Mulligan. I h...
Randy FouldsOct 2, 20191 minMedicare.gov Part D ToolMedicare made a lot of significant changes to their Drug Plan Comparison tool. Some of the changes are great improvements, while others w...
Randy FouldsMay 10, 20192 minTax Returns and MedicareHave you heard of IRMAA and how it may affect your Medicare Premiums? Even if you are not in Medicare yet, it is important to plan ahead ...
Randy FouldsApr 9, 20192 minAre you Still on an F Plan?Insurance is all about risk. Risk transference means paying someone else (an insurer) to bear the risk of property or monetary loss. The ...
Randy FouldsApr 9, 20192 minUnderwritten Versus GuaranteedInsurers are very cautious about taking on risk. They only issue policies where they believe there is a reasonable chance of collecting m...
Randy FouldsJan 28, 20191 minCovered CA tax reports are in your mailboxCovered CA has sent out the 1095 tax forms for your 2018 coverage. These forms are very important for your tax return! It shows that you...
Randy FouldsJan 10, 20191 minWe Are GrowingFoulds & Feldmann Health Insurance Agency is pleased to announce the addition of Lisa Foulds to our agency as our newest customer service...
Randy FouldsJan 10, 20191 minWhat is an OEP?Open Enrollment Period, is a very vague description and name for another Medicare change period. In 2019, Medicare beneficiaries who are ...
Randy FouldsJan 10, 20191 minGet to know Your New Health PlanMany of us changed health insurance plans this year. Whether you renewed existing coverage or changed to a new plan, you probably receive...
Randy FouldsSep 18, 20182 minFall Enrollment PeriodFall Enrollment period is very confusing! Here is what you can do, and when you should do it. Timeline for all plan types Oct. 1–31: · R...
Randy FouldsJul 19, 20181 min2019 Rates for Covered CAGood News for our Under 65 clients. We expect most plans to stay in the market for next year, with somewhat reasonable rate increases. ri...
Randy FouldsApr 13, 20182 minNeed Help With Your Groceries?It is only Spring, but insurers are already making big changes to their Medicare plans for next year. Medicare has allowed insurers to of...